How does Klarna work?Updated 2 months ago

MAGIC has partnered with Klarna to offer interest-free credit when purchasing your MAGIC Mirror and accessories. With a Klarna financing payment plan, you can schedule and spread your payment over 12, 24 or up to 36 months.

To use a Klarna financing plan, add the MAGIC mirror, package or accessories you wish to purchase to your basket and proceed to checkout as normal. Then select the ‘Klarna-flexible payments’ payment method. Please see below for important information regarding Klarna’s financing options:

• The monthly installments will be collected automatically from your bank account via Direct Debit. Please ensure you have enough funds in your account to cover repayments on your due date.
• Your monthly payment must reach Klarna by the payment due date.
• Klarna will report information to credit reference agencies about the payments you make, and about any payments that you fail to make on time. Late or missing repayments may have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.

If at any time you miss payments, Klarna may serve you a default notice requiring you to repay what you owe. If you fail to do so, Klarna may terminate your Klarna Financing Payment Plan agreement and assign the debt to a debt collection agency to collect on behalf of Klarna. Klarna may also sell the debt to a debt collection agency.

If you are having trouble making repayments, please get in touch with Klarna customer service via the support section of the Klarna app or via Klarna’s customer support page.

Pay Later with Klarna is a payment method which allows you to buy now and pay later, meaning you only have to pay for the items that you keep.

Pay Later with Klarna gives you extra flexibility when paying for your order as you're able to pay over 36 months. If you choose to pay using Pay Later with Klarna, please remember to spend responsibly – sometimes, delaying or splitting up payments might not always be the best option. We want you to shop with confidence, so we’ve provided all the info you need below.